Welcome to MoneySKILL! In the course that follows, we will be covering one of the most important aspects of your financial wellbeing: your credit rating. Your credit rating directly impacts your ability to borrow money, purchase a home, and in some cases even get a job. So how exactly is our credit rating calculated? Who gives it to us and how can we keep it good?

In this course, you will learn:

• The importance of your credit report.
• What's in your credit report.
• How to establish a good credit record, beginning when you're young.
• The importance of credit scoring in the credit decision.
• How to correct errors in your credit report.
• How to avoid credit problems.
• How to deal with credit difficulties if they arise.
• How declaring bankruptcy can get you out of debt, but at the cost of your possessions and your credit rating.
• What identity theft is, what it means to you, how to prevent it and how to deal with it if it happens.